Add Article to My Briefcase Print Friendly Version Convert to PDF Convert to RTF Related Assets
02 March 2016

Advances in medicine, underwriting make life insurance available to people living with HIV

For the first time, the more than 1.2 million Americans living with HIV* can now apply for life insurance with Prudential.ÆQUALIS, an innovative company bringing insurance products to under-served communities, and Prudential have partnered to offer the coverage, provided the individuals meet the underwriting qualifications.
"Thanks to advances in medical technology and underwriting, we're able to offer insurance to people dealing with various medical or chronic conditions," says Mike McFarland, chief underwriting officer, Prudential Individual Life Insurance. "And we hope this milestone opens a door to others to follow suit."
The coverage comes in the form of 10- and 15-year term insurance, offered through the company's issuing insurance companies, and can be converted to permanent coverage within the first five years. ÆQUALIS will provide consumers with direct access to information about the insurance products that are available and manage the process of applying for a policy.
Prudential Advisors recently completed specialized training for select financial professionals in each of its major agencies; aimed at providing education to help uncover concerns, identify risks and ultimately put a plan in place to help individuals living with HIV achieve their financial goals. The company will also work with other major insurance agencies and distributors to raise awareness and manage the application process.
Interested in more information or want to speak with Mike? Contact Sheila Bridgeforth.
"Prudential Advisors" is a brand name of The Prudential Insurance Company of America and its subsidiaries.
Our policies contain exclusions, limitations, reductions in benefits and terms for keeping them in force. A financial professional can provide you with costs and complete details.
Term life insurance is issued by Pruco Life Insurance Company (except in NY), and Pruco Life Insurance Company of New Jersey (in NY). Both are Prudential Financial companies located in Newark, NJ and each is solely responsible for its own financial condition and contractual obligations.
ÆQUALIS is an independent organization and is not an affiliate of Prudential Financial. ÆQUALIS sells and/or distributes life insurance products of Prudential Financial’s affiliated life insurance companies in addition to other life insurance company products and sells and/or provides brokerage general agency services for many of these insurers. AEQUALIS is authorized to sell and/or provide services with regard to certain life insurance products of Prudential Financial's companies as well as use this material.

*Centers for Disease Control

0286594-00002-00, Ed 02/16/2016, Exp 08/16/2017

Sheila Bridgeforth
phone: 973-802-6852
< back