Research and Perspectives
‘Flexible’ workers report massive drop in income during pandemic
More than half of workers who seek gig employment, remote jobs and alternative schedules have seen their income cut in half during the pandemic, according to a new survey.
Economic turmoil shines light on need for retirement savings system repairs
The economic volatility wrought by COVID-19 is a wake-up call for the future of retirement savings. The message is especially urgent as it relates to those near the end of their careers or recently retired.
Prudential 2020 Financial Wellness Census
The COVID-19 pandemic and its economic fallout revealed with shocking speed how fragile financial security is for Americans. Explore the data
New research measures COVID-19’s unexpected impact on future life expectancy of senior citizens
New research from leading experts on longevity risk from around the globe will help pension funds and insurers properly assess liabilities in a post-pandemic world.
When you’re nearing retirement and your account value is falling
The dramatic downturn in the financial markets spurred by concerns about COVID-19 is reminiscent of the Great Recession of 2008. But we’ve learned some lessons since then. Those close to retirement and watching their IRA or 401(k) values drop may have a silver lining.
Employers play critical role in managing effects of coronavirus outbreak
As the coronavirus continues to spread beyond China and Asia, Americans are increasingly concerned not just about the potential negative impact it could have on their health, but also about the implications for their personal finances and the state of the U.S. economy overall, according to new research released by Prudential.
The interplay between health & financial wellness benefits and how it impacts employees
Wellness programs work, according to the people who use them. That’s the key finding from a new survey of 2,000 Americans employed by organizations that offer health wellness benefits in addition to traditional medical insurance.
Exploring financial wellness within diverse populations
The financial experience of Americans is as varied and diverse as the country we call home. While Americans from all backgrounds share common financial goals and worries—most revolving around meeting day-to-day expenses and saving for retirement—many are impacted by additional factors that underlie and sometimes impede our ability to achieve financial security.
QMA Q4 2018 Outlook: Storm clouds are gathering
Trade tensions and the ongoing crisis in emerging markets top the downside risks. Trade uncertainty has now seeped into the GDP and business confidence data for Europe and Japan, while the combination of trade tensions, fears of Turkish lira contagion, and Fed rate hikes have contributed to slowdowns in a number of EMs, including China. On balance: The near-term risk of a global downturn remains very low. But storm clouds are gathering.
PGIM Fixed Income Q4 2018 Outlook - Standing Still: A Symptom of Less Synchronization and Giant Collisions
When investors recall the third quarter of 2018, many may cite the fractures that occurred in certain corners of the fixed income market. In its fourth-quarter outlook, PGIM Fixed Income evaluates the extent of the damage, the factors that contributed to the periodic volatility, how these issues may unfold going forward, and the nature of the opportunities that lie ahead.